1. Select Product Type
Mera Pakistan Mera Ghar
Government subsidised housing scheme
AsaanGhar Financing
KIBOR-linked variable rate financing
2. Adjust Parameters
Government-backed home financing with low rates, flexible terms, and easy eligibility for first-time buyers.
Low Profit Rates
Subsidised profit rates as low as 5% under Mera Pakistan Mera Ghar scheme for first-time homebuyers.
Flexible Finance Period
Choose a finance period from 3 to 20 years to match your monthly budget and financial goals.
Government Backed
Financing under official HBFC and State Bank schemes with guaranteed programme continuity.
Easy Eligibility
Open to salaried individuals, businesspeople, and overseas Pakistanis with modest income requirements.
No Hidden Charges
Transparent processing with all charges clearly disclosed upfront before any commitment.
Online Application
Apply digitally from anywhere and track your application status with document uploads online.
Have these ready to speed up your application processing.
CNIC / NICOP
Valid national identity card — original and photocopy required
Salary Slips / Income Proof
Last 3–6 months pay slips or business income documentation
Bank Statements
Last 6 months bank statements from your primary account
Property Documents
Allotment letter, title deed, or sale agreement of the property
Utility Bills
Recent electricity, gas or water bill for address verification
Passport Size Photos
Recent passport-size photographs — 2 copies required
* This calculator provides an estimate only. Actual EMI may vary based on bank processing, applicable taxes, and insurance. Contact your nearest HBFC or bank branch for official rates.
Asaanghar AI
Online · Property Assistant
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Apna asaan ghar dhundhna ab bilkul aasaan hai!
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